Quick answer
Vermont paycheck basics
Vermont has four income tax rates, 3.35%, 6.60%, 7.60% and 8.75%, and they climb quickly: for 2026 a single filer moves from 3.35% to 6.60% at $50,750 of taxable income, so a typical full-time salary is taxed partly at the second rate. Married couples filing jointly reach 6.60% at $84,700, and heads of household at $68,000. The top rate of 8.75% applies above $256,300 for single filers and $312,050 for joint filers.
Employers withhold Vermont tax from Form W-4VT using the Department of Taxes' 2026 withholding tables, publication GB-1210. The Department strongly recommends a W-4VT, since the federal form has no allowances and civil union partners need Vermont's own married status. This calculator applies the GB-1210 percentage tables with your filing status and allowances, alongside federal income tax, Social Security and Medicare, to estimate your take-home pay. Vermont has no local income tax.
How Vermont taxes your paycheck
Vermont withholding follows the percentage method tables in GB-1210-2026. Your employer multiplies the value of one allowance for your pay period ($207.69 biweekly, $5,400 a year) by the allowances on your W-4VT and subtracts it from your pay. The rest goes through the Single or Married table for your pay period, which starts with a small tax-free band and then withholds 3.35%, 6.60%, 7.60% and 8.75% of the amounts above each bound. GB-1210's example: an employee paid $1,800 a week, married with two allowances, has $1,592.30 left after allowances and $45.77 withheld. Civil union partners use the Married table. If an employee hasn't filed a W-4VT, the employer may use the federal W-4, and extra federal withholding should raise Vermont withholding by 30% of that amount. Employers also pay a 0.44% Child Care Contribution on Vermont wages; this calculator does not deduct any employee share. Traditional 401(k) deferrals and pretax health benefits reduce Vermont wages.
| Taxable income | Rate |
|---|---|
| $0 – $50,750 | 3.35% |
| $50,750 – $122,850 | 6.60% |
| $122,850 – $256,300 | 7.60% |
| Over $256,300 | 8.75% |
| Taxable income | Rate |
|---|---|
| $0 – $84,700 | 3.35% |
| $84,700 – $204,750 | 6.60% |
| $204,750 – $312,050 | 7.60% |
| Over $312,050 | 8.75% |
Worked example
A $60,000 salary in Vermont, single, paid biweekly
- Annual salary:
- $60,000
- Filing status:
- Single
- Pay frequency:
- Biweekly (26 paychecks/year)
- Deductions:
- None
- State:
- Vermont
- Salary: +$2,307.69
- Federal income tax: −$193.08
- Social Security: −$143.08
- Medicare: −$33.46
- Vermont income tax: −$78.90
Net pay per paycheck: $1,859.17
Computed with Vermont's default withholding certificate (no allowances, no extra withholding) and no pre-tax or post-tax deductions. Your own paycheck will differ with different elections.
Take-home pay by salary in Vermont
Net pay at five common salaries, biweekly, with no bonus, tips or deductions — computed the same way as the worked example above, for Single and Married Filing Jointly.
| Annual salary | Single — per paycheck | Single — annual | MFJ — per paycheck | MFJ — annual |
|---|---|---|---|---|
| $40,000 | $1,273.52 | $33,111.52 | $1,344.29 | $34,951.54 |
| $60,000 | $1,859.17 | $48,338.42 | $1,943.02 | $50,518.52 |
| $80,000 | $2,374.55 | $61,738.30 | $2,510.32 | $65,268.32 |
| $100,000 | $2,864.94 | $74,488.44 | $3,077.63 | $80,018.38 |
| $150,000 | $4,060.28 | $105,567.28 | $4,421.59 | $114,961.34 |
How to use this calculator
- Enter your pay. Choose salary or hourly, fill in the amount and hours, and pick how often you are paid.
- Fill in your federal Form W-4. Filing status, the Step 2 checkbox, and Steps 3 and 4 if they apply to you.
- Fill in your W-4VT. The calculator only shows the fields Vermont actually asks for.
- Add any deductions. Traditional or Roth 401(k), health premiums, HSA, FSA, or other pre-tax and post-tax amounts taken from your pay.
- Read your results. Net pay per paycheck, the full breakdown by category, and any warnings about your specific numbers.
Formulas used
Net pay = gross pay − pre-tax deductions − federal tax − FICA − Vermont income tax − state payroll programs − local tax − post-tax deductions.
Vermont vs. neighboring states
Net pay on a $75,000 salary, single, paid biweekly, in Vermont compared with its bordering states.
| State | Net pay per paycheck | Net pay annual | Difference vs. Vermont (annual) |
|---|---|---|---|
| Vermont | $2,251.96 | $58,550.96 | — |
| New Hampshire | $2,368.94 | $61,592.44 | +$3,041.48 |
| New York | $2,221.23 | $57,751.98 | −$798.98 |
Frequently asked questions
How is federal income tax withheld from my paycheck calculated?+
Employers use the IRS Publication 15-T percentage method with the elections on your Form W-4: filing status, whether Step 2 is checked, Step 3 credits, and any Step 4 adjustments. That produces an amount to withhold each pay period before Social Security, Medicare, and any state or local tax are applied.
What is FICA and why is it withheld on every paycheck?+
FICA is Social Security tax (6.2% of wages up to the annual Social Security wage base) plus Medicare tax (1.45% of all wages, with an extra 0.9% on wages above $200,000 in a year). Both are withheld on every US paycheck regardless of which state you work in, because they fund federal programs rather than a state one.
Is the result on this calculator the same as my actual paycheck?+
It is an estimate for planning, not a substitute for your pay stub. Your actual withholding depends on the exact elections on file with your employer, your specific pay dates, and any mid-year changes to your deductions — the calculator applies the published federal and state formulas to the numbers you enter.
What are the Vermont income tax rates for 2026?+
3.35%, 6.60%, 7.60% and 8.75%. For single filers the brackets start at $0, $50,750, $122,850 and $256,300 of taxable income; for married couples filing jointly at $0, $84,700, $204,750 and $312,050; for heads of household at $0, $68,000, $175,500 and $284,150. These are the Department of Taxes' preliminary 2026 schedules.
How much Vermont tax is withheld on a $60,000 salary?+
For a single employee paid biweekly with one allowance, $2,307.69 less the $207.69 allowance is $2,100.00. The biweekly single table withholds 3.35% of the amount over $151, about $65.29 per paycheck.
Do I need a Vermont W-4VT?+
The Department of Taxes strongly recommends one. Employers may fall back on the federal W-4, but it has no allowances and doesn't handle civil unions, so Vermont withholding can come out wrong. If your federal W-4 asks for extra federal withholding, the employer should add 30% of that amount to Vermont withholding.
How much is one Vermont withholding allowance worth?+
$5,400 a year for 2026: $103.85 per weekly paycheck, $207.69 biweekly, $225.00 semimonthly and $450.00 monthly.
What is the Vermont Child Care Contribution?+
A 0.44% payroll tax employers pay on wages subject to Vermont income tax withholding. Self-employed people pay 0.11% on their Vermont self-employment income. This calculator does not deduct any employee share; check your pay stub to see whether your employer passes part of it on.
How are bonuses taxed in Vermont?+
Vermont follows the regular tables for wages, so a bonus paid with your regular pay is withheld on the combined amount. GB-1210 does not set a separate flat rate for bonuses.
Does Vermont tax 401(k) contributions?+
No. Traditional 401(k) deferrals and pretax health premiums reduce Vermont wages as they do federal wages.
Does Vermont have local income taxes?+
No. Vermont towns and cities do not tax wages.
What is the minimum wage in Vermont in 2026?+
$14.42 an hour for employers with two or more employees. Vermont adjusts its minimum wage every year.
Sources
- Vermont Department of Taxes — GB-1210-2026, Income Tax Withholding Instructions, Tables, and Charts
- Vermont Department of Taxes — 2026 Form IN-114 Instructions (2026 preliminary tax rates)
- Vermont Department of Taxes — Form W-4VT
- U.S. Department of Labor — State Minimum Wage Laws
- IRS Publication 15-T (2026), Federal Income Tax Withholding Methods
- IRS Publication 15 (2026), Employer's Tax Guide
- Social Security Administration — 2026 COLA Fact Sheet